Trusted Insurance Bad Faith Attorneys Serving Spokane Residents

As a Spokane resident, you deserve to have your insurance claims handled fairly and in good faith. Unfortunately, insurance companies don’t always live up to their end of the bargain. That’s where the experienced insurance bad faith lawyers at Maurer Law come in.

Our team has over a decade of experience fighting for the rights of Spokane policyholders who have been wrongfully denied, delayed, or underpaid on their valid insurance claims. We understand the tactics insurance companies use to avoid paying out, and we know how to hold them accountable.

Whether you’re dealing with a homeowner’s, auto, life, or disability insurance claim, we’re here to protect your rights and ensure you get the full compensation you’re entitled to. Don’t let the insurance company take advantage of you – let us fight for the justice you deserve.

What is Insurance Bad Faith?

Insurance bad faith refers to an insurance company’s failure to act in good faith when handling a policyholder’s claim. This can take many forms, including:

  • Unreasonably denying a valid claim
  • Failing to conduct a proper investigation of a claim
  • Delaying payment of a claim without justification
  • Offering an unreasonably low settlement amount
  • Misrepresenting policy coverage or terms
  • Failing to communicate with the policyholder

When an insurance company engages in these types of unfair practices, it can be held liable for insurance bad faith. This means the policyholder may be able to recover additional damages beyond the original claim amount, such as emotional distress, attorney’s fees, and even punitive damages.

Why Choose Maurer Law for Your Insurance Bad Faith Case?

At Maurer Law, we have a proven track record of successfully taking on insurance companies and getting our clients the compensation they deserve. Here’s why you can trust us with your insurance bad faith case:

Extensive Experience

Our lead attorney, Joshua Maurer, has over a decade of experience handling complex personal injury and insurance claims. He’s well-versed in the tactics insurance companies use to avoid payouts, and he knows how to build a strong case to overcome them.

Personalized Attention

We take a hands-on, personalized approach to every case we handle. You’ll work directly with Joshua and our team of legal professionals, who will keep you informed every step of the way and fight tirelessly to protect your rights.

Resources and Expertise

We have the resources and expertise to take on even the largest insurance companies. Our firm has access to expert witnesses, cutting-edge technology, and a network of legal professionals to build the strongest possible case for you.

Contingency-Based Fees

We work on a contingency-fee basis, which means you don’t pay anything upfront. We only get paid if we win your case, and our fees come out of the final settlement or award. This ensures that you can access high-quality legal representation without any financial risk.

Commitment to Justice

At the end of the day, we’re here to fight for what’s right. We believe in holding insurance companies accountable for their unfair practices, and we’re committed to getting you the justice and compensation you deserve.

Common Types of Insurance Bad Faith Claims in Spokane

Insurance bad faith can occur in a variety of insurance contexts, but some of the most common types of claims we see in Spokane include:

Auto Insurance Bad Faith

If your auto insurance company denies or underpays a valid claim for damages or injuries after a car accident, that may be considered bad faith. This can include failing to properly investigate the claim, offering an unreasonably low settlement, or delaying payment without justification.

Homeowner’s Insurance Bad Faith

Homeowner’s insurance policies are designed to protect your most valuable asset, your home. But when insurance companies refuse to pay out on valid claims for things like storm damage, fire, or theft, that can be a clear case of bad faith.

Life Insurance Bad Faith

Losing a loved one is already a difficult and emotional experience. When life insurance companies wrongfully deny or delay payment of a death benefit claim, it can add insult to injury. We’ll fight to ensure your family gets the full payout you’re entitled to.

Disability Insurance Bad Faith

If you’ve become disabled and can no longer work, your disability insurance policy should be there to provide financial support. But insurance companies often try to avoid paying out these claims, whether by denying them outright or using underhanded tactics to minimize the payout.

No matter what type of insurance claim you’re dealing with, if you believe the insurance company has acted in bad faith, we encourage you to reach out to our team. We’ll review the details of your case and advise you on the best path forward.

Damages You Can Recover in an Insurance Bad Faith Claim

When an insurance company acts in bad faith, policyholders may be entitled to recover a range of damages beyond just the original claim amount. These can include:

  • The full value of the original insurance claim
  • Emotional distress damages
  • Punitive damages to punish the insurance company’s egregious behavior
  • Attorney’s fees and court costs
  • Interest on the delayed payment

The specific damages available will depend on the details of your case and the laws in Washington state. But you can count on our team at Maurer Law to fight for the maximum compensation you’re entitled to.

Why Insurance Companies Act in Bad Faith

Insurance companies are businesses, and at the end of the day, their goal is to maximize profits for their shareholders. This often means finding ways to avoid paying out valid claims, even if it means engaging in unethical or illegal practices.

Some of the common tactics insurance companies use to act in bad faith include:

  • Delaying the claims process to frustrate policyholders
  • Conducting cursory or biased investigations to justify claim denials
  • Misrepresenting policy coverage or terms to avoid payouts
  • Offering lowball settlements that don’t fully cover the policyholder’s losses
  • Hiring biased experts to provide favorable assessments of claims
  • Failing to communicate openly and transparently with policyholders

These tactics are not only unfair, but they can also cause significant financial and emotional hardship for policyholders who are already dealing with a difficult situation.

Holding Insurance Companies Accountable in Spokane

If you believe your insurance company has acted in bad faith, it’s important to take action. The experienced insurance bad faith attorneys at Maurer Law can help you hold them accountable and get the compensation you deserve.

We understand how overwhelming and stressful it can be to take on a major insurance company, but you don’t have to go it alone. Our team will handle all the legal legwork, from investigating your claim to negotiating with the insurance company to taking your case to trial if necessary.

Don’t let the insurance company take advantage of you. Contact Maurer Law today to schedule a free consultation and learn more about your legal options. We serve clients throughout the Spokane area, and we’re ready to fight for you.

Why Choose Maurer Law for Your Insurance Bad Faith Claim in Spokane?

When it comes to insurance bad faith claims in Spokane, Maurer Law is the clear choice. Here’s why:

Proven Track Record of Success

Our firm has a long history of successfully taking on insurance companies and getting our clients the compensation they deserve. We’ve recovered millions of dollars in settlements and verdicts for policyholders who have been wronged by their insurance providers.

Personalized Attention

At Maurer Law, you’ll work directly with our lead attorney, Joshua Maurer, and our team of dedicated legal professionals. We take the time to understand your unique situation and develop a tailored strategy to achieve the best possible outcome for your case.

Resources and Expertise

We have the resources and expertise to take on even the largest insurance companies. Our firm has access to expert witnesses, cutting-edge technology, and a network of legal professionals to build the strongest possible case for you.

Contingency-Based Fees

We work on a contingency-fee basis, which means you don’t pay anything upfront. We only get paid if we win your case, and our fees come out of the final settlement or award. This ensures that you can access high-quality legal representation without any financial risk.

Commitment to Justice

At the end of the day, we’re here to fight for what’s right. We believe in holding insurance companies accountable for their unfair practices, and we’re committed to getting you the justice and compensation you deserve.

If you’re ready to take on your insurance company and fight for the fair treatment you deserve, contact Maurer Law today. We serve clients throughout the Spokane area, and we’re here to help you every step of the way.

Frequently Asked Questions About Insurance Bad Faith in Spokane

What is the statute of limitations for an insurance bad faith claim in Washington?

In Washington, the statute of limitations for an insurance bad faith claim is generally three years from the date the cause of action accrued. This means you have three years from the time the insurance company’s bad faith conduct occurred to file a lawsuit.

How do I know if my insurance company has acted in bad faith?

Some common signs of insurance bad faith include unreasonably denying a valid claim, failing to conduct a proper investigation, delaying payment without justification, or offering an unreasonably low settlement amount. If you feel your insurance company has treated you unfairly, it’s worth consulting with an experienced insurance bad faith attorney.

What damages can I recover in an insurance bad faith lawsuit?

In addition to the original claim amount, you may be able to recover damages for emotional distress, attorney’s fees, and even punitive damages to punish the insurance company’s egregious behavior. The specific damages available will depend on the details of your case and the applicable laws in Washington.

Do I have to go to trial to recover damages for insurance bad faith?

Not necessarily. Many insurance bad faith cases are resolved through out-of-court settlements, which can allow you to recover compensation without the time and expense of a full trial. However, our team at Maurer Law is always prepared to take your case to trial if that’s what’s needed to get you the justice you deserve.

How much does it cost to hire an insurance bad faith lawyer?

At Maurer Law, we work on a contingency-fee basis, which means you don’t pay any upfront costs or hourly rates. We only get paid if we win your case, and our fees come out of the final settlement or award. This allows everyone, regardless of their financial situation, to access high-quality legal representation.

If you have any other questions about insurance bad faith claims in Spokane, we encourage you to reach out to the team at Maurer Law. We’re here to provide the guidance and support you need to get the compensation you deserve.