Reliable and Experienced Insurance Bad Faith Attorneys Serving Spokane Valley

Are you facing an insurance company that is refusing to pay a valid claim? Have you been treated unfairly or in bad faith by your insurance provider? If so, you need an experienced insurance bad faith lawyer in Spokane Valley to protect your rights and get you the compensation you deserve.

At Maurer Law, our team of skilled attorneys has a proven track record of taking on insurance companies and winning. We understand the tactics they use to deny, delay, or undervalue claims, and we know how to fight back effectively. Whether you’re dealing with a personal injury claim, a disability insurance dispute, or any other type of insurance-related issue, we’re here to help.

Why Choose Maurer Law for Your Insurance Bad Faith Case?

  1. Extensive Experience: Our attorneys have over a decade of experience handling a wide range of insurance bad faith cases in Spokane Valley and the surrounding areas. We know the ins and outs of insurance law and have a deep understanding of the tactics used by insurance companies.
  2. Aggressive Representation: We are not afraid to take on even the largest insurance companies. We will aggressively pursue your case and fight tirelessly to get you the compensation you deserve.
  3. Personalized Attention: At Maurer Law, we believe in providing personalized attention to each and every one of our clients. You’ll work directly with your attorney throughout the entire process, ensuring that your case gets the attention it deserves.
  4. Contingency Fees: We work on a contingency fee basis, which means you don’t pay anything unless we win your case. This allows you to get the legal representation you need without worrying about upfront costs.
  5. Proven Results: Our track record speaks for itself. We have a long history of successful outcomes for our clients, including many large settlements and verdicts against insurance companies.

What is Insurance Bad Faith?

Insurance bad faith refers to a situation where an insurance company fails to act in good faith when handling a claim. This can take many forms, including:

  • Unreasonably denying a valid claim
  • Delaying the processing of a claim without a valid reason
  • Failing to thoroughly investigate a claim
  • Offering a settlement that is significantly lower than the claim’s value
  • Misrepresenting the terms of the insurance policy
  • Failing to communicate with the policyholder

When an insurance company engages in these types of practices, they may be acting in bad faith, and the policyholder may be entitled to additional compensation beyond the original claim amount.

Common Types of Insurance Bad Faith Cases in Spokane Valley

At Maurer Law, we handle a wide range of insurance bad faith cases, including:

  1. Personal Injury Claims: If your insurance company has denied or undervalued your claim for a personal injury, such as a car accident or slip and fall, we can help.
  2. Disability Insurance Disputes: If your disability insurance provider has denied or discontinued your benefits, we can fight to get you the coverage you’re entitled to.
  3. Homeowner’s Insurance Claims: From denied or underpaid claims for property damage to issues with coverage for natural disasters, we can help you navigate the complexities of homeowner’s insurance.
  4. Life Insurance Disputes: If your life insurance provider has acted in bad faith, such as by delaying or denying a valid claim, we can help you get the payout you deserve.
  5. Commercial Insurance Claims: Businesses in Spokane Valley may also face insurance bad faith issues, and we have the expertise to handle these complex cases.

Damages in an Insurance Bad Faith Claim

In an insurance bad faith case, you may be entitled to recover the following types of damages:

  1. Original Claim Amount: This is the amount of the original claim that the insurance company should have paid.
  2. Consequential Damages: These are additional damages that resulted from the insurance company’s bad faith actions, such as financial hardship, emotional distress, or even bankruptcy.
  3. Punitive Damages: In cases where the insurance company’s actions were particularly egregious, the court may award punitive damages to punish the insurer and deter similar behavior in the future.
  4. Attorney’s Fees: In many cases, the court will also order the insurance company to pay the policyholder’s attorney’s fees, which can be a significant additional recovery.

The Insurance Bad Faith Claim Process in Spokane Valley

If you believe your insurance company has acted in bad faith, the first step is to contact an experienced insurance bad faith lawyer in Spokane Valley, like the team at Maurer Law. We will review the details of your case and help you understand your legal options.

If we determine that you have a valid insurance bad faith claim, we will:

  1. Investigate the Claim: We will thoroughly investigate the insurance company’s handling of your claim, gathering all relevant evidence and documentation.
  2. Negotiate with the Insurance Company: We will try to negotiate a fair settlement with the insurance company, using our knowledge of insurance law and the company’s tactics to get you the compensation you deserve.
  3. File a Lawsuit, if Necessary: If the insurance company refuses to settle, we are prepared to file a lawsuit and take your case to court. We have extensive experience in insurance bad faith litigation and are not afraid to fight aggressively on your behalf.
  4. Represent You in Court: If your case goes to trial, we will provide skilled and experienced representation, using our legal expertise to present a compelling case and secure a favorable outcome.

Throughout the process, we will keep you informed and involved, ensuring that you understand your rights and the progress of your case.

Why Insurance Companies Act in Bad Faith

Insurance companies are businesses, and their primary goal is to maximize profits. This can sometimes lead them to engage in bad faith tactics when handling claims, as they may try to minimize payouts and protect their bottom line.

Some common reasons why insurance companies act in bad faith include:

  1. Prioritizing Profits Over Policyholders: Insurance companies are under constant pressure to keep costs down and maintain high profit margins. This can incentivize them to deny or underpay valid claims, even if it means treating their policyholders unfairly.
  2. Reliance on Technicalities: Insurance policies are often complex and filled with fine print, and insurance companies may use technicalities or ambiguities in the policy language to justify denying or underpaying claims.
  3. Lack of Accountability: In many cases, insurance companies face little real consequence for acting in bad faith, as the legal process can be long and costly for policyholders. This can create a sense of impunity that encourages bad behavior.
  4. Negotiation Tactics: Insurance adjusters are trained to use various negotiation tactics, such as low-balling initial offers or dragging out the claims process, to try to get policyholders to accept less than they are entitled to.
  5. Protecting Market Share: In a competitive insurance market, some companies may feel pressure to keep costs down and maintain their market share, even if it means treating their policyholders unfairly.

Choosing the Right Insurance Bad Faith Lawyer in Spokane Valley

When you’re facing an insurance company that has acted in bad faith, it’s crucial to choose the right lawyer to represent you. At Maurer Law, we have the experience, resources, and dedication to take on even the largest insurance companies and fight for the compensation you deserve.

Here are some key factors to consider when choosing an insurance bad faith lawyer in Spokane Valley:

  1. Experience: Look for a lawyer with a proven track record of success in insurance bad faith cases, like the attorneys at Maurer Law.
  2. Resources: Handling an insurance bad faith case can be resource-intensive, so you’ll want a law firm with the financial and legal resources to take on even the most complex cases.
  3. Reputation: Research the law firm’s reputation and read reviews from past clients to ensure you’re working with a reputable and trustworthy team.
  4. Communication: Choose a lawyer who is responsive, transparent, and keeps you informed throughout the process.
  5. Contingency Fees: Look for a law firm that works on a contingency fee basis, so you don’t have to worry about upfront costs.

At Maurer Law, we meet all of these criteria and more. We have the experience, resources, and dedication to take on even the toughest insurance bad faith cases in Spokane Valley. Contact us today to schedule a free consultation and learn how we can help you get the justice and compensation you deserve.

Frequently Asked Questions About Insurance Bad Faith in Spokane Valley

Q: What is the statute of limitations for an insurance bad faith claim in Spokane Valley?

The statute of limitations for an insurance bad faith claim in Washington state is generally three years from the date the cause of action accrues. However, there are some exceptions, so it’s important to consult with an attorney as soon as possible to ensure your claim is filed within the appropriate timeframe.

Q: How much does it cost to hire an insurance bad faith lawyer in Spokane Valley?

At Maurer Law, we work on a contingency fee basis, which means you don’t pay anything unless we win your case. Our standard contingency fee is 33.3% of the total recovery. This allows you to get the legal representation you need without worrying about upfront costs.

Q: What if the insurance company refuses to settle my insurance bad faith claim?

If the insurance company refuses to settle your claim, we are prepared to file a lawsuit and take your case to court. Our team of experienced litigators has a proven track record of success in insurance bad faith trials, and we will use our legal expertise to fight aggressively on your behalf.

Q: How long does an insurance bad faith case typically take to resolve?

The timeline for an insurance bad faith case can vary depending on the complexity of the issues involved and the willingness of the insurance company to negotiate in good faith. In some cases, we may be able to reach a settlement within a few months. In other cases, if the insurance company is particularly intransigent, the process may take a year or more, including the time required for litigation.

Q: Can I still file an insurance bad faith claim if I’ve already accepted a settlement from the insurance company?

It depends on the circumstances of your case. Even if you’ve already accepted a settlement, you may still have grounds to file an insurance bad faith claim if the settlement amount was significantly lower than what you were entitled to. An experienced insurance bad faith lawyer can review the details of your case and advise you on your options.

Protect Your Rights with Maurer Law

If you’re facing an insurance company that has acted in bad faith in Spokane Valley, don’t try to navigate the legal process alone. The experienced team at Maurer Law is here to fight for your rights and get you the compensation you deserve.

Contact us today to schedule a free consultation and learn how we can help. Together, we’ll hold the insurance company accountable and get you the justice you’re owed.