Whiplash might seem like a short-term issue following a collision, but the reality is that for 25% of sufferers, it can cause chronic, long-term pain.
If you’ve recently been involved in a car accident, you may have experienced whiplash firsthand. While we know this is a sensitive and likely overwhelming time, it’s important to get to work filing your whiplash injury claim as soon as possible.
Doing so can help make sure you get the compensation and benefits you deserve, and can even speed the recovery process.
Today, we’re breaking down the three steps to follow to get started.
Ready to learn more? Let’s go.
1. Get Immediate Medical Help
Scientifically speaking, whiplash is a medical condition that occurs when your neck moves back and forth at a sudden speed.
For your claim to be considered legitimate, you’ll need documented proof of your condition, which only a doctor can provide. That’s why it’s vital that you seek medical attention as soon as possible after your accident.
Even if you don’t feel any physical symptoms yet, still head to the doctor. Whiplash can take a few days to manifest itself. It usually begins as stiffness in your neck, and you may also experience headaches and light-headedness.
Make sure to record every medical expense you incur during this process. Note everything from co-pays to the gas you spend driving to appointments and the wages you lose while away from work, as these charges could potentially be reimbursed to you.
2. File Your Insurance Claim
If you have the medical documents to support your claim, it’s in your best interest to file your whiplash injury claim immediately.
If you reside in a state that follows no-fault car insurance regulations, go ahead and register the claim with your own car insurance company. If you fall into this category, your insurer will cover some or all of your bills and lost wages, no matter whose fault the accident was.
If you don’t live in a no-fault state and you were not responsible for the crash, you can notify the other driver’s insurance company of your intent to file. Be sure to do this in writing.
2. Hire a Lawyer
Even if you have all your medical records and make your claim, there’s no promise that you’ll receive the compensation you’re due.
The offending driver might not have insurance. Your own insurance company may deny your claim if your medical evidence is not conclusive enough.
As whiplash is a soft-tissue injury, it can be more difficult to prove and document than other accident-related injuries, such as broken bones. It could come down to your word against your insurance company’s, and in that case, you’ll need legal help on your side.
A local lawyer can prove invaluable in helping you navigate the claims process, communicate with your insurer, and receive the maximum payout possible.
Filing a Whiplash Injury Claim? Contact Us Today!
The time after a car accident can be confusing, chaotic, and painful. If you’ve been injured, you need to focus on recovering both physically and emotionally. You shouldn’t have to fight for your rights, deal with difficult insurance agents, or sort through piles of paperwork.
Let us handle that for you.
We’re a professional legal team with dedicated personal injury attorneys ready to help. We’ll take care of all the logistics so you can take care of yourself.
Contact us today for more information and let’s take this important next step together!